The Mortgage AI Podcast
The Mortgage AI Podcast is a show for lenders, mortgage brokers, loan officers, and operators who want to leverage AI for growth instead of fearing it. Join Jason Frazier for episodes that dive into the tools, strategies, and honest conversations about AI implementation in the mortgage space. We cut through the hype and nonsense to focus on what's actually working today and what you need to know tomorrow.
The Mortgage AI Podcast is presented by DIFRNT Coaching and is sponsored by MortgageCon
Episodes
68 episodes
Jason Kindler: Stop Playing With AI and Start Building With It | MAP Ep. 2
How Jason Kindler Uses AI to Create Real Leverage in MortgageIn the first guest episode of the Mortgage AI Podcast, Frazier interviews mortgage broker owner and producing LO Jason Kindler of First Coast Mortgage Funding (400–500M annual...
Stop Paying $40 for a $1 Bill! | MAP Ep. 1
Stop Paying $40 to Win $1: Avoid Rent-Seeking With AI in MortgageIn the first episode of the Mortgage AI Podcast, Frazier introduces the transition from the MLO Project to the Mortgage AI Podcast and explains his goal of helping loan off...
Listen Up Buttercups! This Is The End....And The Beginning | Ep. 0
Episode Zero: Transitioning Growth Notes From The MLO Project to The Mortgage AI PodcastFrazier announces the final episode of The MLO Project and introduces “episode zero” of The Mortgage AI Podcast, explaining that Growth Notes is piv...
Cheap & Easy Leads Are a Myth | Ep. 65
Google Ads are not dead.But the cheap-lead fantasy needs to be.Michael and Frazier dig into the real state of Google Ads, search intent, and mortgage lead generation in today’s market. This episode picks up right ...
Become The Answer or Become Irrelevant | Ep. 64
The old internet rewarded people who knew how to get found.The new one is going to reward the people who become the answer.Frazier and Michael are back on the MLO Project, and they are coming in direct, tactical, and very clear on...
Leverage and Not AI, Is The REAL Strategy For Brokers w/Chris Nielson | Ep. 63
AI is moving fast.Most mortgage teams are still trying to figure out what actually matters.Frazier and Michael sit down with Chris Nielson at the High Table Mastermind in Myrtle Beach to talk about the real role of AI inside a bro...
Messy and Compliance Do Not Work Well Together w/Jim Bell | Ep. 62
This one is for every broker owner who thinks compliance is something they can deal with later.Frazier and Michael sit down with Jim Bell, the guy who helps brokers handle the stuff most people want to avoid:👉 Lic...
The Real Cost of Tool Hopping & Half-Assing Your Platforms | Ep. 61
This one is going to make a few LOs uncomfortable.Frazier and Michael are calling out one of the quietest money leaks in the mortgage business:👉 Buying tools you don’t fully use👉 Switching platforms before building a process
Your Excuses Are Bull$hit and You Know It | Ep. 60
This one pulls no punches.Frazier and Michael go straight at two of the most common excuses in today’s market:👉 “I’m not techie”👉 “I have ADHD”And they’re not buying either one.In a market that’s evolving fas...
The Industry Lied to You About “The Right Way” to Win | Ep. 59
Most loan officers aren’t failing because they’re not working hard enough.They’re failing because they’re building a business that doesn’t fit them.In this episode, Frazier and Michael break down one of the most overlooked problem...
You Can Either Outsell the Shift or Get Crushed By It | Ep. 58
The market isn’t “getting tough.” It’s changing.And most loan officers are still operating like it’s 2021.In this episode, Frazier and Michael break down the reality of the new economy—where AI, inflation, global c...
Poaching, Data Theft, and Why This Industry Is Broken | Ep. 57
This one gets heated.On this episode of The MLO Project, Frazier and Michael break down a real-world lawsuit involving loan officer poaching, data handling, and alleged email surveillance, and what it exposes about the mortgage industry....
Your Pipeline Shouldn’t Look Like a Science Project | Ep. 56
In this episode, Frazier and Michael break down one of the biggest silent killers in production: overcomplicated CRMs and bloated pipelines.15 stages. Endless automations. “What if” scenarios everywhere.It feels productive. It’s n...
The Internet Is Getting Dumber. Don't Get Dumber With It | Ep. 55
This episode is a straight shot at the junk flooding your feed.Frazier and Michael break down the rise of fake engagement posts, real estate mastermind nonsense, AI generated garbage, and why too many people are getting pulled into conte...
Nothing Says “Helping Veterans” Like Steering & Kickbacks | Ep. 54
The mortgage industry is buzzing about one headline right now: Veterans United is being accused of steering and deceiving military veterans.In this episode, Frazier and Michael break down what the lawsuit actually says, what parts...
Attention, Traffic, Data. That's The Game Now. Are You Playing? | Ep. 53
On this episode of The MLO Project with Frazier & Michael McAllister...Compass pulled 500,000 listings from Zillow overnight. Redfin gets the inventory. Rocket gets the mortgage. And most loan officers are still asleep. Frazier and M...
AI Isn't Taking Your Job. It's Taking Your Borrowers | Ep. 52
Look, we are going to piss some people off today. Good. That means we're doing our job.Michael and Frazier are coming in hot on this one, and if you've been spending your weekends hunched over a laptop vibe coding some custom AI tool you...
Did MortgageCon Just Change The Mortgage Event Game? (Again) | Ep. 51
Fresh off MortgageCon, Frazier and Michael break down what made this event completely different from the typical mortgage conference experience.From hosting the event inside Universal Studios to AI duels, practitioner-led sessions, and p...
Real Talk About Paid Ads: Intent Beats Interruption. Every Time. | Ep. 50
Thinking about running paid ads in 2026? Pump the brakes.Frazier and Michael are breaking down the truth about paid advertising — what works, what doesn’t, and where most loan officers go wrong. Whether you’re sitting on a 30K m...
You Don’t Own the Customer | Ep. 49
You think that client is “yours”? Think again.In this episode, Frazier (COVID-stricken but still showing up) and Michael (running on espresso and spite) break down a brutal but necessary truth: you don’t own the customer, you’re just ...
Goals Are Just Greeting Cards for Your Ego | Ep. 48
It’s a new year, which means your feed is flooded with goal-setting posts, vision boards, and all the same recycled motivation. But here’s the truth: None of that matters without execution. In this episode, Frazier and Michael torch th...
Headlines: The Reset, The Risk, and The Rise of DSCR | Ep. 47
In this special New Year's edition of The MLO Project, Frazier and Michael tackle two hot headlines shaping the future of the mortgage industry. From National Mortgage News’ prediction that 2026 will be the industry’s “reset year” to H...
Delete the Drama or Stay Broke | Ep. 46
Some of you need to hear this—not everyone in your life is helping you win. That includes the guy on your LO team who complains every day. That includes your "mentor" who hasn’t closed a loan since 2019. And yes, that might e...
You’re Owed Nothing. Earn It. | Ep. 45
This one isn’t for the fragile.Frazier comes in hot after a no-filter conversation with a loan officer who needed the truth and Michael is right there with him pulling zero punches. This episode dives deep into the entitlement mindset pl...